Excuses Insurance Companies Use To Devalue Your Personal Injury Claim

You were comparatively negligent. Insurance companies often claim that you are partly to blame for the collision or accident. In Kansas, if the insurance company can prove that you are partly to blame for the accident, then the amount of compensation you are entitled to may be reduced.
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Is Distracted Driving Increasing Car Insurance Premiums?

In today’s culture, the majority of drivers participate in some form of distracted driving, whether they realize it or not. Distracted driving includes a number of activities such as eating or drinking, day dreaming, talking to passengers and yes, texting or talking on your cell phone. These distractions often lead to, or are the cause
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What is Uninsured & Underinsured Motorist Coverage?

What Is UM/UIM Coverage? Uninsured/Underinsured (UM/UIM) motorist coverage is a feature of your own auto insurance policy that offers additional protection when there is an accident, and the at-fault driver is either completely uninsured or has insurance that meets the minimum legal requirements, but does not have enough coverage to pay for the damage caused
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Personal Injury Protection Coverage

PIP Insurance: What Is It? In Kansas, Personal injury protection coverage, often referred to as PIP or “no-fault” insurance, is required on all Kansas automobile insurance policies unless specifically disclaimed by the policy holder. Personal injury protection is designed to be paid without regard to “fault,” or in legal terms, legal liability. PIP is intended
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Medical Bill Assistance and Kansas Hospital Liens

Medical Bill Assistance and Kansas Hospital Liens If you have incurred medical expenses due to injuries sustained in an accident that was not your fault and could not pay the bills, it is likely a hospital lien or physician lien has been filed against you. We can help!   Hospitals often file a lien against
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Drivers Can’t Recover Damages if They Don’t have Liability Insurance

Effective July 1, 2011, any individual who knowingly operates a motor vehicle without liability insurance in the State of Kansas is prohibited from recovering non-economic damages such as pain and suffering.   There are exceptions to this new law! Contact your attorneys at DeVaughn James, LLC for a free consultation.
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