What is Uninsured & Underinsured Motorist Coverage?

What Is UM/UIM Coverage? Uninsured/Underinsured (UM/UIM) motorist coverage is a feature of your own auto insurance policy that offers additional protection when there is an accident, and the at-fault driver is either completely uninsured or has insurance that meets the minimum legal requirements, but does not have enough coverage to pay for the damage caused
Read more
No Comments

Personal Injury Protection Coverage

blank
PIP Insurance: What Is It? In Kansas, Personal injury protection coverage, often referred to as PIP or “no-fault” insurance, is required on all Kansas automobile insurance policies unless specifically disclaimed by the policy holder. Personal injury protection is designed to be paid without regard to “fault,” or in legal terms, legal liability. PIP is intended
Read more
No Comments

Medical Bill Assistance and Kansas Hospital Liens

Medical Bill Assistance and Kansas Hospital Liens If you have incurred medical expenses due to injuries sustained in an accident that was not your fault and could not pay the bills, it is likely a hospital lien or physician lien has been filed against you. We can help!   Hospitals often file a lien against
Read more
No Comments

Drivers Can’t Recover Damages if They Don’t have Liability Insurance

Effective July 1, 2011, any individual who knowingly operates a motor vehicle without liability insurance in the State of Kansas is prohibited from recovering non-economic damages such as pain and suffering.   There are exceptions to this new law! Contact your attorneys at DeVaughn James, LLC for a free consultation.
Read more
No Comments