Are you protected against drivers who don’t carry enough insurance?

Kansas has a “no-fault” personal injury protection law for car accidents. This means that preliminary medical expenses, of at least $4,500, will be covered by your own insurance company, as a benefit on your policy. But what happens if your hospital bills exceed not only your PIP coverage but also the protection offered by the
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How Insurance Adjusters Devalue Your Claim

Every year in Kansas, nearly 14,000 people suffer from injuries in auto collisions, while approximately 48,000 people incur property damage. In addition to the physical pain, mental trauma, and financial burdens, auto collision victims also have to face insurance companies, insurance adjusters, and their tactics to undervalue their claim.   Insurance companies are in business
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Kansas Personal Injury Protection (PIP) Coverage

Kansas is one of several no-fault auto insurance states. Kansas law requires that minimum auto insurance coverage includes not only liability coverage and underinsured/uninsured motorist coverage, but also personal injury protection benefits, commonly referred to as PIP coverage. PIP coverage and no-fault coverage are terms that are often used interchangeably to refer to the benefits
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Be Careful of these Auto Accident Hotspots

Somebody said that if accidents were completely predictable hence avoidable, insurance companies would have long been out of business. Well, who cares about insurance companies? If accidents could be predicted and avoided, that would save thousands of lives across the country.   With that as the goal many states have started using accident prediction programs.
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