Kansas is one of several no-fault auto insurance states. Kansas law requires that minimum auto insurance coverage includes not only liability coverage and underinsured/uninsured motorist coverage, but also personal injury protection benefits, commonly referred to as PIP coverage. PIP coverage and no-fault coverage are terms that are often used interchangeably to refer to the benefits
PIP Insurance: What Is It? In Kansas, Personal injury protection coverage, often referred to as PIP or “no-fault” insurance, is required on all Kansas automobile insurance policies unless specifically disclaimed by the policy holder. Personal injury protection is designed to be paid without regard to “fault,” or in legal terms, legal liability. PIP is intended