What is Uninsured & Underinsured Motorist Coverage?

What Is UM/UIM Coverage? Uninsured/Underinsured (UM/UIM) motorist coverage is a feature of your own auto insurance policy that offers additional protection when there is an accident, and the at-fault driver is either completely uninsured or has insurance that meets the minimum legal requirements, but does not have enough coverage to pay for the damage caused
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